If you own a home in Carlsbad there is a chance you are in a negative equity position. This isn’t a bad thing if you happen to have had the chance to refinance your loan or pick up a 30 year fixed at 4% or 5% rates. The bad news is many homeowners that are underwater on their mortgages in Carlsbad bought with creative loans that have either reset to higher rates or have that potential issue in the near future.
A Carlsbad short sale is not a bad option if you are considering walking away or foreclosing. Keep in mind that a foreclosure on your record can be extremely detrimental compared to a short sale. Many ask the question why a short sale would benefit them and we can show a number of reasons why, including the credit rating effect, negotiating a potential deficiency judgment along with other reasons.
If you are in the search for a professional Realtor or real estate agent that can handle your Carlsbad short sale feel free to call North County San Diego’s premier short sale specialists. We don’t use automated machines and we will come and talk to you in person to better help you assess your unique situation. We truly believe that a Carlsbad short sale can be closed in an efficient manner, which could very well minimize the exposure to potential issues if a foreclosure were to happen.
There are risks when walking away, so be sure to talk to someone at The Approval Experts who can explain the differences in a foreclosure or a Carlsbad short sale. We are conveniently located at 2121 Newcastle Ave. Suite F in Cardiff, CA. We can be reached at 858-345-3825.

